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Top Commercial Banks Directory

Leading commercial banks by country with headquarters, strengths and SWIFT/BIC code formats.

United States

SWIFT / BIC format

  • AAAA bank code, 4 letters
  • US country code (ISO 3166-1 alpha-2)
  • CC location code, 2 letters or digits
  • DDD optional branch code; omitted or XXX means head office
Domestic routing: ABA routing number9 digits, last digit is a checksumExample: 021000021

  • Rank 1: JPMorgan Chase

    New York, NY
    • Largest US bank by assets
    • Investment banking
    • Treasury services
    CHASBank
    USCountry
    33Location
    XXXBranch

  • Rank 2: Bank of America

    Charlotte, NC
    • Retail deposits
    • Wealth management (Merrill)
    • Digital banking
    BOFABank
    USCountry
    3NLocation
    XXXBranch

  • Rank 3: Citibank

    New York, NY
    • Global transaction services
    • Cross-border payments
    • Cards
    CITIBank
    USCountry
    33Location
    XXXBranch

  • Rank 4: Wells Fargo

    San Francisco, CA
    • Mortgage lending
    • Commercial banking
    • Branch network
    WFBIBank
    USCountry
    6SLocation
    XXXBranch

  • Rank 5: U.S. Bank

    Minneapolis, MN
    • Payment processing
    • Corporate trust
    • Regional retail
    USBKBank
    USCountry
    44Location
    XXXBranch

  • Rank 6: PNC Bank

    Pittsburgh, PA
    • Middle-market lending
    • Treasury management
    • Asset management
    PNCCBank
    USCountry
    33Location
    XXXBranch

Head-office BICs shown for reference. Always confirm the exact branch BIC and account details with the recipient before sending a payment.

How the Top Banks Directory works

For each country the directory lists major commercial banks with their headquarters, listed ticker, sector and SWIFT/BIC code, plus the domestic routing format such as ABA, sort code, BSB or IFSC.

A BIC has four parts: a 4-letter bank code, 2-letter country code, 2-character location code and an optional 3-character branch code. The validator checks this structure.

Formulas used

BIC structure
BBBB CC LL (XXX)Bank, country, location, optional branch.

How to use the Top Banks Directory in 3 steps

  1. Step 1

    Select a country to see its leading banks and routing format.

  2. Step 2

    Review each bank’s ticker, sector tags and BIC breakdown.

  3. Step 3

    Paste any SWIFT/BIC into the validator to check its format.

Frequently asked questions

What is the difference between SWIFT and BIC?

They are the same code. BIC (Business Identifier Code) is the ISO 9362 standard, and SWIFT is the network that assigns and uses it.

Can I use this BIC to send money?

Treat it as a reference only. Always confirm the exact BIC and branch with the receiving bank before sending an international transfer.

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